The Farm Credit System We’re on a Mission: Supporting Agriculture and Rural Communities
A Nationwide Network of Agricultural Lenders
We’re not alone in this mission. Puerto Rico Farm Credit is part of a strong network of 77 farm lenders across the United States—a cooperative system dedicated exclusively to serving agriculture.
Our strength comes from a unique business model: we’re owned by the farmers we serve.
How the Cooperative Model Works
- You Become a Co-Owner
When you take out a loan with Puerto Rico Farm Credit, you become a co-owner of the institution—not just a customer. - Your Voice Matters
As a co-owner, you have voting rights and elect representatives to our board of directors. Your interests shape our decisions. - We Fund Loans Through Capital Markets
Unlike traditional banks, we don’t accept deposits or rely on government funding. Instead, we issue bonds in the money markets. The proceeds from these bond sales fund loans to farmers like you. - Profits Return to You
As loans are repaid, we provide returns to investors. After covering operational costs, we return profits to our customer-owners through dividends—because your success is our success.
Your dream is the only one missing. Let’s finance it today.
