Leadership

Outstanding professional, lawyer and accountant at the service of the agricultural industry

Antonio E. Marichal, is a notary and accountant lawyer. He is one of the two external directors, who serves PRFC as a financial expert. Thanks to his professional ability he also practices tax, inheritance and corporate transactions. Marichal is currently a member of the Puerto Rico Bar Association, the Association of Notaries and The American Bar Association.

He also practices in The U.S. District Court for the district of Puerto Rico, The First Circuit of the U.S. Court of Appeals, and The U.S. Tax Court.

Career as a professional veterinarian

Dr. Rafael J. Borges González, has an extensive veterinary career as an equine specialist. He worked for (5) years in private practice in Ocala, Florida. For several years he has had a farm in Isabela for the production of milk.

His professional ability leads him to be a university professor and private veterinarian of large animals. He stands out as a member of the board of the “Cooperativa Productores de Leche” (COOPLE) and the National Association of Milk Producers.

Proud to be part of the fourth generation of his family that contributes to agricultural production

Michael J. Serrallés, is the second vice president of the Board of PRFC since April 2016. Serrallés serves as manager and director of the J. Serrallés, Inc. This corporation maintains sowing of grass, ornamental plants and coconut palms which spread aromas, colors and beauty.

His corporation also leases farm land to companies for the study of seeds, planting, and the production of bananas, plantains, and mangoes.

Dedicating his techniques and knowledge to the dairy and cattle industry

Victor M. Ayala is a dairy and livestock producer in Barrio Collores in Humacao.

Throughout his professional career, Ayala has managed to be a director in the dairy industry of the Fund for the Stabilization of Prices, INDULAC, a member of the Farmers Association of Puerto Rico, and a member of the College of Engineers of Puerto Rico.

Supports the agriculture and production of coffee, citrus, and bananas with faith of a great future

Felipe Ozonas is a producer of coffee, citrus, and bananas with more profitable and sustainable crops.

He is one of the two external directors of PRFC and president of Hacienda La Balear, Inc. and of Azamar de La Balear, Inc. Currently, Ozonas stands out as a member of the Farmers Association of Puerto Rico.

Mr. Santiago is 45 years old. He is a specialized agronomist with 27 years of experience in horticulture in the neighborhood of Quebradillas in Barranquitas. For the last 22 years, he operates the production, distribution and sale of ornamental plants, palms and trees produced on a 30-acre land. He is one of the largest poinsettias, anthuriums and foliage producer in Puerto Rico. He is the founder of Puerto Rico Farmers Market and “Festival de las Pascuas”.

He is also co-producer of “Festival del Cabro”. Mr. Santiago is also the producer and host of the Agricultural Radio Show “Manos a la Tierra” for the last seven (7) years. Mr. Santiago is a board member of “Colegio de Agrónomos” and vice president of the ornamental sector of the Puerto Rico Farm Bureau.

Prevails in banana and coffee agriculture

Pablo Rodriguez, his professional career is based on the specialized agriculture of bananas and coffee, having also been a citrus producer in the past. His farm of agricultural crops is located in the so-called town of El Pepino, San Sebastián. Currently, Rodriguez is a member of the College of Agronomists of Puerto Rico.

Securing long-term success

Ricardo I. Fernández is the President and CEO of Puerto Rico Farm Credit, where he leads by employing solid business practices that promote long-term success for the benefit of all stakeholders. He has more than 20 years of experience in the banking industry and a proven track record of delivering outstanding results.

30 years of dedication and commitment

Jorge Dulzaides is the Chief Lending Officer of Puerto Rico Farm Credit since 2013. He is a CPA with an MBA in Finance and International Marketing. Jorge has dedicated 30 years to PRFC and has evolved within the company serving as credit analyst, lending officer, internal auditor, and lending manager.